Are You Ready To Set New Goals?

ilana jankowitz money matters the workroom Dec 14, 2020

By Ilana Jankowitz

Every new year brings the opportunity to press the reset button and set new goals. And after the year we’ve all had, I think we’re all ready to start afresh!

As with everything in life, our personal experiences of the last year will be very different, and my heart goes out to anyone who suffered through this time. For some, there was an unimaginable loss – of life, health and livelihood. For others, there was a loss of time, intense anguish, boredom and frustration, which fed behaviours like overspending and overeating. Some, of course, have thrived – using these extreme circumstances to carve out a new and more fulfilling path for themselves. 

One thing’s for sure though, whatever your experience, all of us have emerged from 2020 changed in some way.


Unfortunately, the reality for many was that goals set for 2020 went un-reached. But that’s OK because if ever there was a year where we can let ourselves off the hook a little, it was this last one! 

But now that we’ve arrived in 2021, we’ve been given the perfect opportunity to wipe the slate clean and start again. 

So, are you ready to make this a significantly better year than last? Are you ready to set new goals and take control of your finances and pay all your credit cards and debt off? 

You are? Excellent! Your first step is to get clear and write down your goals and then...


For once I’m not talking pandemic! Oh no, the big ‘P’ I’m referring to is procrastination. Procrastination is the biggest obstacle there is when it comes to achieving goals, and it’s something that affects us all. 

I remember reading a quote that said…‘If you want something you’ve never had, you have to do something you’ve never done.’ 

And that’s the absolute truth of the matter. To reach new goals, be they financial or otherwise, you must be prepared to take action and stretch yourself into trying new things. So, let me ask you, when you tune into why you procrastinate, what comes up for you? 

If you’re like the vast majority of us (and yes, I include myself in this too) the feeling that comes up is fear…

  • Fear of rejection

  • Fear of being judged

  • Fear of failure

Inside we tell ourselves that what we create won’t be good enough or really needed. Then we put it off and make excuses, which feeds our belief that as a person we’re simply not good enough. Procrastinating on a goal often feels like a far less painful option than going for it and risking making a mistake or being rejected! 

When it comes to procrastinating about sorting out finances, the feeling that stops us most often is embarrassment. We think we’ll be so embarrassed if people know how much debt we have and how badly we manage our money. But the reality is no one cares about your debt or spending. I promise you, whatever goal you’re procrastinating about, if you just go for it, you’ll be absolutely fine! In fact, you’ll be more than fine. And here’s why...


Once you’ve taken action, if something goes wrong remember this – there are no mistakes, only learning! 

When we drop our egos and allow ourselves to be a student to the mistakes we make, we can see how much they have to teach us. There’s a wealth of opportunity for personal growth, expanding your knowledge and understanding where you need to reach out for help. All manner of important lessons may be available to you that you otherwise might never get if you keep procrastinating and don’t allow yourself to make mistakes. 

The late, great Dr Wayne Dyer once said… ‘Don't die with the music in you.’

The world needs you to be brave and share the special gifts and talents that only you bring. So come on, why not make 2021 the year that you leave procrastination in the dust and go for your goals with all you’ve got?

If you want to understand why you procrastinate, my Money Quiz is the perfect place to start. Once you’ve completed the quiz go ahead and book a FREE call with me. Together we’ll explore ways to help you move forward and achieve all your most exciting goals.


Ilana Jankowitz is a certified Money Coach born and raised in South Africa and currently residing in Zurich. Her work is all about identifying behavioural patterns around money, transforming negative thinking and moving from a self destructive mindset to one that is positive and inspiring.

She is passionate about helping women to break free from self doubt, low self esteem and lack of self confidence and move towards financial liberation and she can help you too with her free money quiz.  You can read all about Ilana and her work here or on any of my social pages Facebook | LikedIn | Twitter | Instagram | YouTube

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